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Apple Pay Vs Google Wallet

What is Apple Pay?

  • Apple Pay is a mobile payment system develop by the Apple Inc that was released in 2014 and Apple Pay lets their users make payments through their digitalized wallet. Apple Pay is mostly compatible with the iPhone 6 and iPhone 6 Plus and Apple Pay is only partially compatible with your iPhone 5, iPhone 5C, iPhone 5S, iPad Mini 2 and iPad Mini 3.

What is Google Wallet?

  • Google Wallet is a mobile payment system developed by Google in 2011 and Google Wallet is an easy way to pay, purchase and save. Google Wallet allows their users to store information of their debit card, credit card, loyalty card and gift card and many other things to their Google Wallet. Google Wallet runs on NFC (Near Field Communication)-enabled phone which runs on Andriod 2.3 or higher and iPhone with version iOS 6 or higher.

Apple Pay Vs Google Wallet – The Pros & The Cons

  1. Pros: Apple Pay is easily accessible with the finger-print scanner and it does not require the screen to be unlocked to be used. Processing payments and purchases with Apple Pay is faster. Google Wallet is compatible with more devices and will work with any debit or credit card that the user of the Google Wallet will hold.
  2. Cons: Since, Apple Pay is a recently developed app; it is compatible with the recent Apple devices like the iPhone 6 or higher. You can only make payments of purchases with affiliated debit or credit card. Google Wallet has a slower processing time as it takes a longer time. For instance, you need to enter your Pin to access Google Wallet to make your payments.

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So when you put Apple Pay Vs Google Wallet, processing time of Apple Pay is quicker but Google Wallet runs on more types of phones and does not have a limit of the type of debit or credit card it can use to make payments.

 Apple Pay Vs Google Wallet – Similarities:

  1. Both will work with any online vendor like amazon.com, ebay, walmart.com,etc.
  2. As long as the store accepts mobile payments, that both the apps will work without a glitch.
  3. Both apps with use their phone’s camera to scan in their debit or credit card details which is really convenient and easy to use.

 Apple Pay Vs Google Wallet – Security and Privacy:

  • Apple Pay’s Security and Privacy – A unique device account code will be assigned to your iPhone’s chipset for every card number you assign to Apple Pay’s app. No transmission of your debit or credit card’s number will be made to a merchant. If you lose your iPhone, then Apple Pay will automatically suspend itself. Your transactions will sadly not be stored to your Apple Pay.
  • Your Google Wallet’s will always be safely stored in secure servers so you will not have to worry about theft or leakage of your information. 100% of your all verified unauthorized transactions will be covered in the US. Since, your Google Wallet will be monitored 24/7, you don’t have to worry of fraud or unauthorized activity. You can easily disable your Google Wallet from the Internet if you lose your phone.

When comparing your Apple Pay Vs Google Wallet for security and privacy, both digitized wallet system is secure and safe to use and the services of both is impeccable.