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Apple Pay Vs Google Wallet

What is Apple Pay?

  • Apple Pay is a mobile payment system develop by the Apple Inc that was released in 2014 and Apple Pay lets their users make payments through their digitalized wallet. Apple Pay is mostly compatible with the iPhone 6 and iPhone 6 Plus and Apple Pay is only partially compatible with your iPhone 5, iPhone 5C, iPhone 5S, iPad Mini 2 and iPad Mini 3.

What is Google Wallet?

  • Google Wallet is a mobile payment system developed by Google in 2011 and Google Wallet is an easy way to pay, purchase and save. Google Wallet allows their users to store information of their debit card, credit card, loyalty card and gift card and many other things to their Google Wallet. Google Wallet runs on NFC (Near Field Communication)-enabled phone which runs on Andriod 2.3 or higher and iPhone with version iOS 6 or higher.

Apple Pay Vs Google Wallet – The Pros & The Cons

  1. Pros: Apple Pay is easily accessible with the finger-print scanner and it does not require the screen to be unlocked to be used. Processing payments and purchases with Apple Pay is faster. Google Wallet is compatible with more devices and will work with any debit or credit card that the user of the Google Wallet will hold.
  2. Cons: Since, Apple Pay is a recently developed app; it is compatible with the recent Apple devices like the iPhone 6 or higher. You can only make payments of purchases with affiliated debit or credit card. Google Wallet has a slower processing time as it takes a longer time. For instance, you need to enter your Pin to access Google Wallet to make your payments.


So when you put Apple Pay Vs Google Wallet, processing time of Apple Pay is quicker but Google Wallet runs on more types of phones and does not have a limit of the type of debit or credit card it can use to make payments.

 Apple Pay Vs Google Wallet – Similarities:

  1. Both will work with any online vendor like amazon.com, ebay, walmart.com,etc.
  2. As long as the store accepts mobile payments, that both the apps will work without a glitch.
  3. Both apps with use their phone’s camera to scan in their debit or credit card details which is really convenient and easy to use.

 Apple Pay Vs Google Wallet – Security and Privacy:

  • Apple Pay’s Security and Privacy – A unique device account code will be assigned to your iPhone’s chipset for every card number you assign to Apple Pay’s app. No transmission of your debit or credit card’s number will be made to a merchant. If you lose your iPhone, then Apple Pay will automatically suspend itself. Your transactions will sadly not be stored to your Apple Pay.
  • Your Google Wallet’s will always be safely stored in secure servers so you will not have to worry about theft or leakage of your information. 100% of your all verified unauthorized transactions will be covered in the US. Since, your Google Wallet will be monitored 24/7, you don’t have to worry of fraud or unauthorized activity. You can easily disable your Google Wallet from the Internet if you lose your phone.

When comparing your Apple Pay Vs Google Wallet for security and privacy, both digitized wallet system is secure and safe to use and the services of both is impeccable.

Apple Pay : Wallet Without Wallet

iPhone6 was launched just a month ago with some exciting and new features including Apple pay. Apple pay is one of the easiest way to make a payment. Get rid of your wallet and ATM card now. With iPhone6 and the new feature iPay, you just need one touch to pay with Touch ID. Payments were never easier in stores or within apps i.e. online shopping. Now payment has reached the pinnacle. Apple Pay is the most innovative thing in payment system. It is simple, secure and easy.


Most of the famous outlets in the world have already accepted this new system of payment i.e. Apple Pay. Apple Pay lets you use your iPhone 6 or Apple Watch to expend in 220,000+ stores accepting contactless payment. Users can even use the supported or participated apps on iPhone 6 to make purchases. There is no need to open any apps or even wake up your display. All thanks to the state-of-the-art Near Field Communication antenna in iPhone 6. To pay, just hold your iPhone near the contactless reader with your finger on Touch ID. You will know the payment is successful by the beep sound and vibration.


Apple Pay works with all the major credit cards from almost all op banks in the United States. VISA, Master Card, America Express are the lists of major credit cards that are supported by Apple Pay. Add your debit and credit cards from the banks that are the members of Apple Pay system. Participating banks include America Express, Wells Fargo, Chase, Bank of America, Capital One and Citi. Other banks that are going to be included later this very list are PNC, USAA, barclaycard, NAVY federal credit union and US Bank.

Use Apple Pay in these stories :

  • America Eagle
  • Apple
  • BJs
  • bloomingdale’s
  • Champs Sports
  • Chevron
  • Disney Store
  • DUANE reade
  • ExtraMile
  • Foot Locker
  • macy’s
  • Mcdonald’s
  • Nike
  • Petco
  • Radioshack
  • Subway
  • Whole Foods, etc.

For the full list of the stores which supports Apple pay, go to apple.com.